Click Here for the "Openly Customer Brochure PDF
For a comparison of the Openly Homeowner policy
compared to other carriers, Click Here
Openly Agents providing Openly Homeowner Policies
Openly Agent with Openly Home Insurance quotes fast and with Simply Beautiful Coverage and pricing!
Every Home is Insured to Replacement Value
Each home is insured to the Replacement Value of the structure in Today's dollars. Each Renewal will continue to adjust to the home's New Replacement Value.
What Makes Openly different is that each home policy has extended home coverage up to 5,000,000 to replace the loss.
Most carriers define "extended coverage" with a 10%, 25%, 50%, or 100% added funds available to replace/restore the Dwelling after a loss. Openly extends coverage for replacement up to $5,000,000.
Water Backup Coverage
Water backup coverage is a unique benefit to a homeowner policy that extends coverage for the backup of water into the home. If water backs up on the third floor, the cost of repair can be excessive. Openly can extended water backup coverage to the value of the home's replacement value. Homes with custom floors and fine fixtures and wall finishes benefit greatly with the added coverage.
Pools are eligible with Openly
Do you have a swimming pool? Want to add your diving board back? Slides interest you for the pool? Openly provides coverage for all of these options so you can enjoy the swimming pool like you desire.
Openly covers Trampolines
Safety is key and good judgement and supervision is encouraged, but still Openly permits Trampolines for coverage.
1,000,000 Liability Coverage
Liability coverage is important. Openly can extend liability coverage for the home up to 1,000,000 on a Personal Lines policy. Personal Lines policy means that you can extend a traditional personal lines umbrella policy over the home and still be eligible. (Note: Check with your carrier to confirm coverage can extend)
An Assortment of Additional Coverage Options
- Equipment Breakdown Coverage
- Buried Service Line Coverage
- Earthquake Coverage
- Under Construction
- Personal Cyber Coverage
- Home Sharing Participation coverage
- Supplementary Boat Coverage
- Scheduled Items- Jewelry and more
- More options...
Openly Homeowner Policy Comparison
How is Openly Home Insurance different than other carriers? Click here for a quick overview of the benefits of the Openly policy!
All Dog Breeds Are ELIGIBLE
Pit Bulls - Eligible
Dobermans - Eligible
All Breeds of Dogs are Eligible
Any bite history and any dog may be ineligible
Air BNB - Vacation Rentals - Secondary Homes
Finally an insurance company that steps up to the changing market needs! Openly insures homes that are secondary homes, Air BNB, Vacation Rentals, or just Secondary Homes.
Landlord Policies Eligible - Dwelling Fire
Do you have a higher value tenant occupied home and desire additional coverage? Openly provides solutions that exceed the traditional landlord policy while still permitting ownership in LLC, or other entities to meet the investor's ownership style.
Check out the Openly Landlord Policy compared to other carriers' coverage by reviewing the Openly Landlord Comparison Brochure, click here
LLC Ownership and Trusts are Acceptable
Tired of hearing your agent state that your LLC can only be added as an Additional Interest? Openly can add your entity as a Named Insured. Yes! Named Insured coverage for LLC's and other entities providing coverage as you expect a policy to protect you and respond if needed.
Solar Panels Covered
Do you have solar panels and are you looking for coverage? Openly can extend coverage for Solar Panels.
A Variety of Deductibles!
Looking to save additional Dollars? Openly has the following deductible options for standard deductibles, Wind/Hail deductibles, and Hurrican deductibles:
We Provide Homeowner Policies with Openly Home Insurance within 10 minutes of calling
No obligation quotes where we will never ask your social security number and will need the basic following information-
- Your Name
- Your Birth Date
- Your Address
- How the home is used- Rental? Primary Home? Secondary Home? VRBO?
- From there Openly does occasionally ask for the last 4 of the person's social BUT NEVER MORE than that.
- The age of your roof?
- Home traits- basement? roof type? and your preferred coverage options.