The Openly Difference

We created Openly because we saw an evident gap in the market for premium insurance made simple. Consumers deserve more complete coverage at competitive prices.

Our use of data, sophisticated pricing, cutting-edge technology, and insurance expertise give us the opportunity to bring something better to the market. TY HARRIS, OPENLY FOUNDER & CEO

01 The Price Difference Using cutting-edge data and technology, we provide you with customizable, competitive prices to protect your most valuable assets.

02 The Policy Difference Coverages are truly customizable to meet your individual protection needs, for both standard coverages and optional add-ons.

03 The Experience Difference From tailored claims handling to highly responsive customer service, we are focused on making the home insurance purchasing process a better overall experience.

What's covered?

− The structure of your building, including the walls, roof, and attached fixtures.

What's it covered from?

− Open perils, which means all types of losses unless they are specifically excluded.

How do we pay claims?

− Guaranteed replacement cost. We rebuild to the current state using the same type of materials up to $5M in value.
In certain states in the event of a total loss covered under Coverage A where you have elected not to repair or replace your dwelling, the amount of the loss will be taken to be the limit of liability that applies to Coverage A and is shown in the Declarations.

Why Openly We know insurance is complicated. That's why we designed a product that provides more coverage, is easier to understand, and contains unique features and options. All at a really competitive price.

01 Coverage Guaranteed replacement cost means knowing that your home and possessions are protected. With customizable coverage options, like buried service line or personal cyber coverages, you can extend protection beyond just your home.

02 Claims Our mission is to provide a fast, seamless and best-in-class claims experience; leveraging the newest technology to assess damage and estimate repairs.

03 Financial Stability All of Openly's partners are AM Best rated A- (excellent) or better and have long track records of success, ensuring that Openly will be there for you when you need us most.

Openly Home Insurance

Only 7 required fields for a successful Openly Home Policy Price. Fill out the below information and a team member will send you a quote. Thank you! (NOTE: In some cases, Openly will ask the last 4 numbers of your social security. This is rare and a result of a recent move or an in-correct birth date. )
Type of Policy Desired(Required)
Openly provides "homeowner" policy, Secondary Home Policy, and Landlord policies. What type of quote do you prefer?
Please add your name
Birth Date(Required)
Please provide your Birth Date
Please provide a phone number
Please provide an email address for you or your spouse
Spouse's Name
If you have a spouse, please provide their name
Spouse's Birth Date
Please include your spouse's birth date
Home Address(Required)
Please provide the address to be insured
Please provide the year the roof was replaced.

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